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Discussion Starter · #1 ·
This thread is is response to "What are your top 10 ways to save money?" thread <a href="http://www.veggieboards.com/newvb/showthread.php?125298-What-are-your-top-10-ways-to-save-money" target="_blank">http://www.veggieboards.com/newvb/sh...-to-save-money</a>-)<br><br>
While I was reading that thread, I realized that I have a lot of bad frugal habits that others seem to have conquered. So, instead of telling us all about how wonderful and smart you are by saving money, it is now time to confess your bad habits, splurges, and other things you do that are... well... the opposite of frugal.<br><br>
So, confess. Do you have to have your daily Starbucks?<br><br>
(I'll be posting my list shortly. I'm at work right now.)
 

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Number 1 is not paying things on time and getting hit with late charges, returned payment charges, etc. Just bad planning and ostrich syndrome.<br>
Number 2 is little stuff like my Tims or can of pop, sometimes on my way to work its very hard to resist.<br><br>
Well, tools should actually be up there, but as a tradesperson I have limited choice in that department. Ego does make me buy things that I could use a cheaper version of, though.
 

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Discussion Starter · #3 ·
<span style="font-family:Calibri;"><span style="font-size:medium;">1. I’m usually running late in the morning, so I drive to work really fast and hard. I did the math once, and driving like that uses about 70% more fuel!!! Oops! Driving hard also led to my recently having to replace tires that I’ve only had for a few years. They had NO tread left, and were as smooth as a baby’s butt.</span></span><br><br><span style="font-family:Calibri;"><span style="font-size:medium;">2. I drink. Booze is expensive. (Not at the same time as bad habit number 1)</span></span><br><br><span style="font-family:Calibri;"><span style="font-size:medium;">3. I don’t do the math when planning for a recipe. When doing my weekly cooking, I’ll blindly buy all the ingredients I need, still watching for sales and low prices on items. Once my meal is cooked and I’ve divided the foods into plates, I’ll do a food count and realize I just spent $14 per meal!!!</span></span><br><br><span style="font-size:medium;"><span style="font-family:Calibri;">4. I have a Netflix and a Blockbuster subscription, but I’ll sometimes go weeks without watching the DVDs if I’m distracted by something.</span></span><br><br><span style="font-family:Calibri;"><span style="font-size:medium;">5. I leave a trickle of water going for my cats. They like having fresh water, and they try to bury a standing water bowl with things. Plus, I live alone, and it makes me feel good knowing that I can die, and my critters will have continuous access to fresh water until someone notices I’m missing.</span></span><br><br><span style="font-family:Calibri;"><span style="font-size:medium;">6. I’ll forget to return library books. Those fees add up.</span></span><br><br><span style="font-family:Calibri;"><span style="font-size:medium;">7. I forget to pay bills sometimes. I’ll lose track of time, or think I paid a bill, then I’m stuck with a fee of some kind. A month ago my power was cut off. Oops!!!! They tacked on a $25 reconnect fee.</span></span><br><br><span style="font-family:Calibri;"><span style="font-size:medium;">8. Sometimes I buy things and don’t use them. You can’t tell me that none of you have done this!!! You buy something with full intentions of putting it towards some purpose, you sit it on a shelf, and forget about it. By the time you find it again, it’s either too damaged or no longer serves its purpose for whatever reason.</span></span><br><br><span style="font-family:Calibri;"><span style="font-size:medium;">9. I hate going to the Laundromat. Sometimes, I’ll put it off another week by buying whatever article of clothing I’ve run short on. Gradually, I’ve developed a HUGE amount of clothes, especially socks and undies, making the act of doing laundry even more of an undertaking, making me want to put it off even longer, so I buy another pair of jeans and a package of socks.</span></span><br><br><span style="font-family:Calibri;"><span style="font-size:medium;">10. I will stay in the shower until every last bit of the hot water is gone. It just feels so good. In the heat of summer (like now) this makes for some super-long marathon showers.</span></span>
 

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Strippers<br>
Hookers<br>
Booze<br>
Takeaway<br><br>
Combine and repeat.<br><br><img alt="" class="inlineimg" src="/images/smilies/tongue3.gif" style="border:0px solid;" title=":p">
 

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<div class="quote-container"><span>Quote:</span>
<div class="quote-block">Originally Posted by <strong>*AHIMSA*</strong> <a href="/forum/post/2913003"><img alt="View Post" class="inlineimg" src="/img/forum/go_quote.gif" style=""></a><br><br>
Strippers<br>
Hookers<br>
Booze<br>
Takeaway<br><br>
Combine and repeat.<br><br><img alt="" class="inlineimg" src="/images/smilies/tongue3.gif" style="border:0px solid;" title=":p"></div>
</div>
<br>
Are you secretly Charlie Sheen? <img alt="" class="inlineimg" src="/images/smilies/worried.gif" style="border:0px solid;" title=":worried:">
 

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<div class="quote-container"><span>Quote:</span>
<div class="quote-block">Originally Posted by <strong>Kibbleforlola</strong> <a href="/forum/post/2913009"><img alt="View Post" class="inlineimg" src="/img/forum/go_quote.gif" style=""></a><br><br>
Are you secretly Charlie Sheen? <img alt="" class="inlineimg" src="/images/smilies/worried.gif" style="border:0px solid;" title=":worried:"></div>
</div>
<br><br>
Shhhh! <img alt="" class="inlineimg" src="/images/smilies/brood.gif" style="border:0px solid;" title=":brood:"><br><br>
Don't out me! <img alt="" class="inlineimg" src="/images/smilies/whip.gif" style="border:0px solid;" title=":whip:"><br><br><img alt="" class="inlineimg" src="/images/smilies/laugh.gif" style="border:0px solid;" title=":lol:">
 

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<div class="quote-container"><span>Quote:</span>
<div class="quote-block">Originally Posted by <strong>*AHIMSA*</strong> <a href="/forum/post/2913003"><img alt="View Post" class="inlineimg" src="/img/forum/go_quote.gif" style=""></a><br><br>
Strippers<br>
Hookers<br>
Booze<br>
Takeaway<br><br>
Combine and repeat.<br><br><img alt="" class="inlineimg" src="/images/smilies/tongue3.gif" style="border:0px solid;" title=":p"></div>
</div>
<br>
don't forget the illegal drugs.
 

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Grabbing a quick bite out because I "don't have time to cook". I've gotten a lot better about it....I used to do it multiple times a week, now it's only once a week or less. I DO have time to cook, I just plan poorly sometimes.<br><br>
Buying stuff and not using it. I bought 2 shelves for my son's room and never got them up. I don't have the tools I need and I keep meaning to ask a friend for help and I don't. The shelves have been sitting at the bottom of the stairs for 4 months! So, other things like that.<br><br>
Buying crap for the kids they don't need! I'm *horrible* about this! They have plenty of clothes, shoes, toys, books and movies, yet I still justify that outfit because it's oh-so-cute and on clearance. My daughter probably has 30 summer outfits (lots of them clearance rack or thrift store finds but still...) I also tend to buy toys and stuff because I didn't have a lot growing up. I just got my scooter...we were at the store for other stuff and he saw and I said "$28? Eh, why not?" and put it in the cart. LOL<br><br>
Paying bills late and getting late fees. I'm getting better though. It's so stupid though because I HAVE the money and I can just pick up the phone and call and pay with my check card. Somehow it gets put off though. I used to overdraft my bank account on occasion and those fees added up...now I have a stop put on my account. I'd rather be embarrassed by a declined card at the checkout than to pay $30+ in fees.
 

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I drive everywhere.<br><br>
I pay all my bills through snail mail. I refuse to pay bills online after Verizon screwed me over years ago, triple charged me and f'd up my whole bank account. Snail mail for then on which leads to frequently buying books of stamps.<br><br>
My local video store doesn't give out printed receipts with the due date on it so I tend to forget when my movies are due back which frequently leads to late charges.<br><br>
I use a lot of shampoo and conditioner. The recommended portion is a dime size but screw that. There's no way a dime size amount of shampoo/conditioner is enough (for me at least).<br><br>
I take long showers and during the winter I take a shower in the morning and a long hot bath in the evening to warm up.<br><br>
I keep my tv on 24/7 whenever I am home. I don't like silence. I won't even watch the tv but I need the background noise.
 

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booze is #1 for sure<br><br>
entertainment. i am not someone who buys many clothes and shoes etc. but i sure like to go out: movies, theater, concerts, clubs etc.<br><br>
cabs. sometimes i am too lazy after a night in a bar to take the night bus full of drunk sweaty people or even to walk 15 minutes so i take a cab, lol<br><br>
eating out. sometimes i just really crave something and i need it
 

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Eating out far too often.<br><br>
Jewelry - really, is life any better with another pair of silver earrings?<br><br>
Letting food spoil in the fridge.<br><br>
Pedicures - I'm addicted. <img alt="" class="inlineimg" src="/images/smilies/sad.gif" style="border:0px solid;" title=":(">
 

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Discussion Starter · #14 ·
<div class="quote-container"><span>Quote:</span>
<div class="quote-block">Originally Posted by <strong>Kibbleforlola</strong> <a href="/forum/post/2913009"><img alt="View Post" class="inlineimg" src="/img/forum/go_quote.gif" style=""></a><br><br>
Are you secretly Charlie Sheen? <img alt="" class="inlineimg" src="/images/smilies/worried.gif" style="border:0px solid;" title=":worried:"></div>
</div>
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No... Ahimsa's sayings actually make sense, and follow a nice pattern of logic. I doubt she's ever called herself a warlock with tiger's blood, and then declared that she's winning VeggieBoards.<br><br><div class="quote-container"><span>Quote:</span>
<div class="quote-block">Originally Posted by <strong>Shauna_m</strong> <a href="/forum/post/2913062"><img alt="View Post" class="inlineimg" src="/img/forum/go_quote.gif" style=""></a><br><br>
Buying stuff and not using it. I bought 2 shelves for my son's room and never got them up. I don't have the tools I need and I keep meaning to ask a friend for help and I don't. The shelves have been sitting at the bottom of the stairs for 4 months! So, other things like that.</div>
</div>
<br>
Actually, I do have a bunch of shelves stacked up in my living room. Some are eventually going to be used to repair cabinets, maybe, and some are going to patch holes in the floor.<br><br><div class="quote-container"><span>Quote:</span>
<div class="quote-block">Originally Posted by <strong>fadeaway1289</strong> <a href="/forum/post/2913105"><img alt="View Post" class="inlineimg" src="/img/forum/go_quote.gif" style=""></a><br><br>
My local video store doesn't give out printed receipts with the due date on it so I tend to forget when my movies are due back which frequently leads to late charges.</div>
</div>
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Ever tried a Netflix subscription? If you pass by a Blockbuster, then I'd go with them. If you go with Netflix, you can sign up through a link on a Papa John's website, and get a free Papa John's gift-card for either $10 or $15, I can't remember. Then, if you don't like Netflix, you can cancel.<br><br>
It's nice to have a "predictable" amount due each month w/ no fees, plus you can stream TV shows and movies that you may not care about the quality so much, and your queue serves as a to-do list, so you never forget about something you really wanted to see.
 

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The tub faucet was still letting a lot of water out when I pulled up the shower diverter. Stupidly I thought it must be some complicated problem and a new faucet would be needed, and I kept putting off buying a new faucet, and that went on for a few years. Finally I bought a new one recently, only to discover when taking the old one off that it just needed a new round rubber piece, which I found a slightly too big one in my box of washers, so I cut it down with a utility knife and now the shower works perfectly with only minor dripping going out the tub faucet while the shower is on. I took the new faucet back and got the money back. I bet I wasted at least a hundred dollars worth of water from the faulty faucet.<br><br>
I've also gone a little crazy with tool buying. Shipping charge is the problem. I want to get as much out of the shipping charge as possible, so I end up buying some stuff I don't need yet. I've got at least 5 drill bits that have been in the unopened package for about 3 years. I have over $300 worth of drill bits altogether.<br><br>
Vodka. Summer ****ed up the no alcohol zone I had going pretty good most of the spring.<br><br>
Didn't read the fine print on the banks "overdraft forgiveness" thing and ended up with a $30 charge, cause I thought I could wait until the next day to transfer funds from one account to another without a fee, but turned out there's a fee alright.
 

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Go to a coffee shop and get a drink <img alt="" class="inlineimg" src="/images/smilies/tongue3.gif" style="border:0px solid;" title=":p">
 

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<div class="quote-container"><span>Quote:</span>
<div class="quote-block">Originally Posted by <strong>KrisMTL</strong> <a href="/forum/post/2913147"><img alt="View Post" class="inlineimg" src="/img/forum/go_quote.gif" style=""></a><br><br>
Buying snacks on the go.</div>
</div>
<br>
Yes, me too. I bought myself a carton of fresh soup for lunch today instead of making homemade and I bought some bread rolls to go with the soup and then ended up feeding the bread to the birds in the park on the way home.<img alt="" class="inlineimg" src="/images/smilies/tongue3.gif" style="border:0px solid;" title=":p"><br><br><div class="quote-container"><span>Quote:</span>
<div class="quote-block">Originally Posted by <strong>Ira</strong> <a href="/forum/post/2913160"><img alt="View Post" class="inlineimg" src="/img/forum/go_quote.gif" style=""></a><br><br>
booze is #1 for sure</div>
</div>
<br>
Yep.<br><br>
Also getting takeaways or eating out at restaurants and having lots of baths and showers.
 

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1. Whole Foods<br>
2. Starbucks<br>
3. Books<br>
4. Movies<br>
5. Eating out<br>
6. Alcohol etc.<br>
7. Clothes<br>
8. Expensive rent<br>
9. Phone bills<br>
10. Toys, games and junk<br><br>
It was easy to come up with ten <img alt="" class="inlineimg" src="/images/smilies/grin.gif" style="border:0px solid;" title=":D">
 

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I buy bananas. I don't like bananas, but they're healthy and easy on the tummy in the mornings. But since I don't like them they just sit and get black and then I have to throw them away. Don't tell me to put them in the freezer. They'll just sit in the freezer. I won't do anything with frozen bananas. I hate bananas, remember?<br><br>
I also tend to let a lot of other food spoil because I live alone and nobody else will eat the food, so if I go several days without eating something, it goes bad.<br><br>
Same thing with letting my DVDs from Netflix just sit and sit and sit unwatched...<br><br>
I am always late with payments that I pay by snail mail so the late fees add up... Fortunately that's not many since most of my recurring payments are either deducted from my checking account or charged to my credit card - and the credit card payments are then deducted from my bank account, but yes, the fees do add up when the bills don't get paid on time.<br><br>
I buy a lot of frozen and prepared meals instead of cooking from scratch. I'm lazy.<br><br>
SUGGESTION FOR HAZELNUT:<br><br>
Invest in a Drinkwell drinking fountain for your cats, or another brand, but I use Drinkwell. Also get the six cup attachment. You will have to keep it clean on a regular basis, dump out the old water, scrub out the fountain (it can be disassembled and the smaller parts cleaned and then reassembled) and replace the filter - do all this every few weeks because you don't want the cats to drink dirty, hairy, disgusting water, but it's well worth it. My cats love it. They get all the fresh, aerated, circulating water they want and I can sleep at night knowing I'm saving SOME money by not leaving the tap on all the time.<br><br>
eta: with multiple cats, the water in the drinking fountain can still get low even with the attachment, so if you get the drinking tountain, be sure to keep an eye on it and add more water every so often.
 
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