I also have very fair freckly, normal to dry skin and I've been using Estee Lauder Daywear Protective Anti-Oxidant Creme SPF 15 for a couple of years and really like it. It smells like cucumbers and doesn't make me break out at all like some moisturizers with sunscreen have done. It's a bit expensive ($37.50), just like all their products, but it always lasts me at least 6 months.
I like Nature's Gate SPF 15 facial moisturizer. If you can't find it in your area, you can find it at veganessentials under "facial care", then "moisturizers". One container lasts very long and it isn't greasy at all.
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