Paypal drives me nuts.
They have a minimum amount of $10 that I can withdraw from my Paypal account and deposit in my linked checking acct. If I want to withdraw it I have to go to an atm machine, and pay paypal's $1.00 withdrawal fee, plus any fee the atm machine's company charges. However I can transfer money from my linked checking account, to the paypal acct, for free??? I can transfer $1.00 and bring the paypal account amount from $9.41 to $10.41 Apparently I can. Then I can just transfer $10.41 from paypal to checking, for free? Seems I can. Just requires a 6 to 8 day wait.
I also hate the way they get you with that 6% fee for credit card transactions. Paypal transfers are "free." But if you want to accept a credit card payment, you have to upgrade to "business." And with business, you pay a 6% fee for payments made via someone's credit card, [i]and[/b] the same 6% for formerly "free" paypal transfers. I can understand the 6% for the credit card transfers, but then tacking on the same 6% for plain paypal to paypal transfers -- that really sucks.
If you try to open 2 paypal accounts -- you can't. You need another person with another social security number.