Something that many people do not think about, and should. I am 34 years old and I have terminal cancer. I just celibrated what will most likely be my last birthday, my daughters, and my sons with me here. Today our insurance agent, a very dear friend of many years, brought to our home the check from my life insurance policy. This insurance policy will pay off our home, my wifes car, my car, and leave enough money for my children to attend what ever college they desire. I have had a great weight lifted from my shoulder knowing that I have been able to lift these monetary burdens, from my wife. She will be able to focus on our children and herself, and not have to worry about the future.
I will not make recomendations on insurance companies, only that I would hope each of you no matter your age would have a policy of some sort, it is important to get it when your healthy, and cheaper the younger you are. I had my military policy, that I maintained after discharge, a private, adn one with my past/current employer. My father told me in High School Senior year that "My actions from now on, starting today. Will dictate all of my future actions. That I was now a man, and needed to act like one, and be accountalbe for each and every step I took from there on out"
I make mention of all of this only because of my group of friends, I was the only one who had insurance above and beyond what my employer offered. A year and 1/2 salery realy just does not go that far beyond a year and half.