I have had State Farm since I was sixteen. Been in like 9 wrecks(not all my fault) and 3 speeding tickets. They have always been cool with me.
Have you tried Progressive? The last time someone backed into my 2 week brand new car (in my driveway
) they were so cool with me and the driver. Great service.
In all the years, my premium has gone up twice for a short time, and back down. But, I have had the same agent for years.
Wonders what insurance you have now? Hope you know all the details of what your insurance CO has to offer.
They can always quote, but the true tell will come out if you need them.
Also depends, on what kind of car, driving record, family discount, age, etc.