oh, and also to this statement:
Do know, however, that eventually you'll have to get them done.
for many women, pelvic exams are not necessary. you can do fertility charting and learn about your own biology and do your own examinations. IF you come to something that doesn't seem right to you, you could go for an exam if you want to.
the only 'caveats' for this are women who have a history of pelvic or gynocological problems or they or their partners have sexual histories that include exposure to STDs. pelvic exams--at whatever frequency the individual is most comfortable with--would be useful in these circumstances.
but if you are 'low risk' (like i am--only one partner, he only had one partner and that's me; no family history of gyn disorders, etc), then there's no reason for yearly pelvic exams, or for even getting them at all until you feel that there is a reason for them.
i haven't had a pelvic exam in 6 years. Prior to this i had 3 pelvic exams because i thought i was 'supposed' to or because i 'needed them' from a cultural stnadpoint. I now realize that this is not the case.
As i have no health problems, i chart my cycles and am very aware of my body, i simply provide my own care and observation. I also do not plan to use prenatal care or ob/gyn care or midwifery when i am pregnant and birth--unless i feel that it is necessary.
menstruation, fertility, pregnancy, and birth are not medical events. most of the things that exams look for as 'preventative' medicine can be done on your own through observation and just taking care of yourself--as long as you are low risk.
if you're interested in learning more about your body and fertility in general so that you can know what is normal and healthy and what isn't (such that you may need outside help from a midwife, nurse, or doctor), i would recommend checking out Garden Of Fertility
by Katie Singer.
empowerment is the key here--learn and empower yourself to get what you need and opt out of what you don't so that others can't take advantage of you.