Right now I'm working very hard to make life easier later (live like I have no $ so it all goes into savings, etc.) I know alot of people who only work as much as they have to, and for them when they're older and have no plan, house, way to retire, etc. I think things will be harder for them and easier for me. I would rather do the grunt work up front and not be 70 years old and wondering where my next bill payment is going to come from. My life now is much better than my life 1,5, or 10 years ago but that has to do with moving away from a not very healthy relationship with my parents and having things more under my own control. I have more responsibilities than I did as a teen but most things are the result of my actions, not the actions of my psycho sister, my alcoholic mother, etc.
I also really enjoy my relationship with my family more now that I live 200 miles away, so that has gotten easier. My parents are friends and drinking buddies now, they don't actually parent anymore and that is a role to which they're much better suited.